Category: Agriculture

Urban Governance and Infrastructure – Part 15

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Usda Rural Developmentocean Springs, Ms

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USDA Office of Rural Development (RD) is an agency with the United States Department of Agriculture which runs programs intended to improve the economy and quality of life in rural America.

The USDA Rural Development loan guaranteed Program is designed to stimulate rural development in America. USDA rural development Properties must be located in eligible rural areas. We have homes available which qualify for the USDA rural development program right now 100% financing available.

The overall mission of USDA Rural Development is to improve the quality of life for rural Americans.
It is USDA Rural Development’s intention to ensure rural citizens can participate fully in the global economy. By providing technical assistance and programs to rural Americans a stronger economy will be built and will improve the quality of life for all.
The major benefits are:
100% mortgage LTV based on the APPRAISED value
Zero down payment and there is no minimum contribution required.
No limit on seller concessions or gift
No mortgage insurance required
No reserves required
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Lenders must be USDA approved.
Low interest rates, this is not a sub-prime mortgage
Flexible Credit Guidelines.

USDA rural development Loans require Zero Down. There is no minimum credit score required with a USDA rural development loan, although 12 month credit history is closely scrutinized and moderate income requirements do apply.

USDA rural development loans offer 100% financing with no monthly PMI to borrowers who fall within moderate income requirements.

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Under the terms of the USDA rural development program, an individual or family may obtain a USDA loan for up to 102% of the appraised value of the home, which eliminates the need for a down payment. Since a common barrier to owning a home is the lack of funds to make a down payment, the availability of the USDA rural development loan guarantees makes the reality of owning a home available to a much larger percentage of Americans.

100% financing on this 3 bedroom / 2 bathroom brick home is on a cul de sac! It has the largest fenced yard in the subdivision!!! Large master bedroom with walk-in closet, his and her sinks, whirlpool tub, and walk-in shower. Cathedral and high ceilings throughout. Stainless Steel appliances, bonus room office/media room/ or 4th bedroom and a Double Garage! Call Jerry a Mississippi license Realtor at 228-424-6410

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Beds:3
Baths:2.0
Ft2:1500
School District:Ocean Springs
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Whole Body Cleanse – The Antidote for Modern Agriculture and Modern Medicine

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You’ve been deceived, you’ve been lied to, and you are being poisoned . . . little by little . . . every day. Between the food-production practices of big agribusiness and the pill pushing of big pharma and the medical establishment, your body is, right now, most likely full of toxins. But even if you can’t grow your own natural vegetables and fruit and raise your own grass-fed beef and free-range chickens, there is still something you can do. And that is to use the right product for a safe, successful whole body cleanse-one that will replenish depleted nutrients, restore energy, balance hormones, help you lose weight, and promote better sleep.

Dr. Shiv Chopra, Canadian microbiologist, food-production watchdog, and author of Corrupt to the Core, maintains that we are being poisoned every day by the foods we eat. He even goes so far as to say, “Food in America and Canada is the absolute most toxic, unsafe food on the planet.” And the corollary, according to Chopra, because they don’t use all the harmful food-production methods we do, is that “Food imported from third-world countries is safer than food produced here.

The reasons our food is so deleterious are as follows: use of growth hormones, promiscuous use of antibiotics, rendered slaughterhouse waste turned into animal feed, damaging application of many pesticides, and corporate-driven genetically modified organisms (GMOs) driving out natural crops. Every time we eat commercially produced supermarket foods, we are consuming damaging toxins-accumulating poisons making our bodies cry out for a body cleanse.

Moreover, big pharma and the medical establishment are foisting on us, whether intentional or not, the idea that we need to take drugs to treat only the symptoms of our ailments, with no regard for the nutrient-depleting consequences. Statins, for example, the standardly prescribed drug for high cholesterol, rob your body of CoQ10 and co-enzyme Q10, the very nutrients that help protect your heart. The current medical establishment is interested only in lengthening your life-regardless of the quality.

So what we have is, basically, agribusiness, big pharma, and the medical establishment pumping us full of hormones and chemicals with no concern for the long-term result. In fact, flounder (the fish) DNA has been introduced to a certain strain of tomatoes to make them firmer. And this is completely contrary to the workings of nature. The vegetable might look good on the outside, and your body might appear healthy from the outside, but what’s really going on on the inside?

So what can you do? What you need to counteract the effects of toxic food and medications is a quality whole body cleanse.

But keep in mind that not all body cleansers are the same. The 21 Day Body Makeover is designed specifically to counteract the effects of toxic foods, by flushing the toxins from your system, and to replenish depleted nutrients while restoring balance to you natural systems. And here are the additional benefits:

No more cravings for junk food, soda, and caffeine

Enhanced fat loss

Improved energy levels

Balanced hormonal levels

Better sleep

Improved mood and sense of well being

While it is true that your body can heal itself, with our modern diet and modern medications, your body needs a little help. And the unique whole body cleanse offered by The 21 Day Body Makeover is just what your body needs today.

A program to take care of your entire body which includes body cleanse in fact, full body cleanse and removing toxins. Whole body cleanse will be assured. Visit us to know more.

Eleven Million in Sahel Face Severe Food Insecurity

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A U.N. agency says 11 million people in Africas Sahel region still face severe food insecurity. At the same time, an emergency appeal for 113 million dollars has gone largely unmet.

De Capua report on Sahel food insecurity
The Food and Agriculture Organization says the Sahel has faced food insecurity crises in 2005, 2008 and again in 2012. Those crises, it says, have eroded the capacity of the poor to maintain or restore their livelihoods.

In Dakar, Patrick David, FAOs deputy coordinator for food security analysis for West Africa and the Sahel, said, There is still a lot of people in food insecurity. The people more and more find some difficulty to recover from the past crisis even if there is a good harvest because there have been pretty good harvests in 2012.

David said many people in the Sahel depend on a few cattle and a small piece of land for survival. So, its hard for them to stock up any reserve food or agricultural supplies in the event of drought, conflict or bad harvest.

While before it would take one or two years to recover, now its longer for those people to recover. Its difficult to restock cattle, for example. Its difficult for them to access agricultural credit to have good input[s] and to have fertilizer. And in some places in the Sahel, like in Burkina Faso and Niger, there [are] some dense populated area[s] where there is degradation of land and the loss of soil fertility. That means their agricultural
yield[s] are decreasing year by year, he said.

That compounds the problems they already face as the price for grains, such as sorghum, millet and maize, continues to rise.

David said, The poor and the very poor households, as soon as theyve exhausted their little harvest, totally depend [on] the market. So they have to buy the grain at higher and higher prices. So their purchasing power is decreasing every year.

Insecurity, such as the recent conflict in northern Mali, can also boost prices because agricultural products cannot get to market.

The FAO has appealed for $113 million for its programs in the Sahel. However, its only received less that $19.5 million so far.

The intervention of FAO strengthens the resilience of the affected households. But when the affected households cannot receive the good seeds and the good fertilizer or cannot recapitalize their livestock, they stay very vulnerable and its a problem for the next year. So we definitely need additional support for the farmers and agriculture in order to decrease the impact of the forthcoming crisis, he said.

Building resilience includes improving the storage, processing and transportation of goods as well as livestock food supplements, animal health campaigns and herd restocking. The Food and Agriculture Organization programs also include fixing irrigation systems.

The FAO said it would like these programs to be in place and making a difference during the next growing season which runs from October through April

Agriculture Not Be A State Subject

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CII today organized a Seminar on Reforms in the APMC (Agricultural Produce Market Committee) Act , and its impact in the Southern States. This is an initiative of the Agri Business Sub-Committee, CII-Southern Region. Speaking at the occasion, Mr. Shankarlal Guru, Chairman-International Society for Agricultural Marketing said Agricultural sector is in urgent need of reforms by the respective State governments to help drive the economy to a higher growth rate that is expected by the policy makers, but a comprehensive agenda for reforms in this crucial sector is yet to emerge. Hence, the need for Agriculture to be made a central subject and not a state subject, thus alienating it from politics, said Mr. Guru. Contract farming should be encouraged as it will help bring technology and modern practices into the agriculture sector – opined Mr. Guru.

The APMC Act in each state of India requires all agricultural products to be sold only in government – regulated markets. These markets impose substantial taxes on buyers, in addition to commissions and fees taken by middlemen, but typically provide little service in areas such as price discovery, grading or inspection. A key impact of this regulation is the inability of private sector processors and retailers to integrate their enterprises directly with farmers or other sellers, eliminating middlemen in the process. Farmers also are unable to legally enter into contracts with buyers. This leaves no incentives for farmers to upgrade, and inhibits private and foreign investments in the food process sector.

Also addressing the audience was Mr. Sivakumar, Chairman Agri Business Sub-Committee, CII-Southern Region and Chief Executive – Agri, ITC Ltd. Said that Agri business in India is at a transition point. Having sailed through the shortage economy to an economy with surplus in grains, it is important that Governments at the Centre and State recognize the need for inclusive growth to take agriculture forward in India. Setting the context for the day’s discussion, Mr. Sivakumar emphasized that in spite of employing about 57% of the population of the country, agriculture on contributes 27% to the GDP of India. This distortion makes agriculture not a lucrative employment generator and hence, keeping with the global view, India needs to carve out opportunities in agri-exports sector. Contract farming and direct marketing to retail chains and processing units are the need of the hour he said.

Regulations to keep pace with these needs are required, which need alternative marketing mechanisms. Hence, reforms in the APMC Act are recommended in various fields, he added.

Making a presentation on “Aligning State Policies with emerging new marketing models”, Prof. S Raghunath from the Indian Institute of Management-Bangalore, emphasized the need for an effective and efficient distribution system for agri-produce and provision for supply-demand transparency. Since the main objective of the APMC Act was to prevent exploitation of farmers by various intermediaries, reforms were required in the Act, with changing face of agriculture and the agricultural supply chain, opined Prof Raghunath. India is the largest producer of vegetable in the world, with a total share of 15% of global produce. 8% of world’s fruits are produced in India, ranking it second in the world market. In spite of this, there is a high cumulative wastage of 40% in India, informed Prof. Raghunath. Inadequate infrastructure and lack of organized supply chain were the main cause for such a disparity, he said. Thus, reforms in this sector need to catch up with the pace of development in the economy and dis-intermediation and participation of organized players in the sector will remove the lacunae, opined Prof. Raghunath.

Centre asks states to amend APMC Act

In a move to allow farmers to directly sell their produce to industry, contract farming and setting up of competitive markets in private and cooperative sector, the Centre has asked the state government to amend the Agricultural Produce Marketing Act.

Under the present Act, the processing industry cannot buy directly from farmers. The farmer is also restricted from entering into direct contract with any manufacturer because the produce is required to be canalised through regulated markets. These restrictions are acting as a disincentive to farmers, trade and industries.

The government has recently approved a central sector scheme titled Development/strengthening of agricultural marketing infrastructure, grading and standardisation.

Under the scheme, credit linked investment subsidy shall be provided on the capital cost of general or commodity specific infrastructure for marketing of agricultural commodities and for strengthening and modernisation of existing agricultural markets, wholesale, rural periodic or in tribal areas.

The scheme is linked to reforms in state law dealing with agricultural markets (APMC Act). Assistance under the new scheme will be provided in those states that amend the APMC Act.

The Centre has asked the state governments to inform as to whether necessary amendments to the APMC Act have been carried out, in order to notify the reforming states for applicability of the scheme.

Along with the Centre, the industry is also interested in the amendment to the APMC Act as it restricts the growth of trade in agricultural commodities.

The policy regime pertaining to internal trade is particularly restrictive. The agricultural sector continues to be hamstrung by a plethora of controls, which were introduced during the era of shortages, said the PHDCCI.

Meanwhile, a decentralised system of procuring wheat and rice would make the Public Distribution System more cost effective, the government has said.

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